COMMERCIAL INSURANCE COVERAGES
Business Owners Policy (BOP)Combined policy where property insurance and liability insurance are packaged together at a cost savings for small business.
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Business Interruption InsuranceIf your business shuts down due to a covered loss, this coverage can provide reimbursement for the expenses that would have occurred if the business was operating.
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Commercial Property InsurancePolicy providing protection for the building and other business property that you own or lease.
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Workers Compensation InsuranceWorkers’ compensation insurance provides medical costs, lost wages and rehabilitation costs to employees who are injured or become ill “in the course and scope” of their job.
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General Liability InsurancePolicy protects businesses from most situations where the company could be held liable for bodily injury or property damage. It does not include commercial vehicle or professional liability coverage.
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Umbrella InsuranceProvides extra liability coverage that can dramatically increase a firm’s ability to settle claims or cover the cost of court judgements in the event of a lawsuit.
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Commercial Auto InsurancePolicy covering the owner, employees and company vehicles for injuries and damages, whether the vehicles are leased, owned or rented. Passengers are also covered.
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Surety BondsThree party bond that guarantees the principal will perform the obligations set forth by the oblige or else the surety will step in to help the oblige recuperate losses.
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Builders Risk InsuranceProtection for all building materials – on-site, off-site, and in transport that a builder uses during the course of the construction process.
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Marine InsuranceProvides protection for company equipment or goods in transport. It also provides coverage if the vehicle transporting the goods is damaged, and provides liability coverage for third parties.
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